Appraisal services for Gilroy and Santa Clara County homeowners

The top seven reasons why CA homeowners need D&A Consulting LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower your monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Santa Clara county or CA

Need help deciding the price of your house in or near Gilroy, CA?
Contact D&A Consulting LLC.

At D&A Consulting LLC, we understand the individual needs of a customer seeking appraisal services. Our usual business clients understand the appraisal process and the usual "products" we deliver to them. But as a general consumer,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at D&A Consulting LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. D&A Consulting LLC is qualified in helping folks just like you dismiss unneeded and unwanted PMI insurance.

Challenge Santa Clara county's assessment of your property

Your local tax assessor may have your home overvalued if your home not appreciating as much as other houses close by. This means you are paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from D&A Consulting LLC is your #1 weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is close to a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from D&A Consulting LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would like to have an expert double-check it for precision or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.